💰 WIA Wealth Management Simulator

Interactive demonstration of digital wealth management capabilities

弘益人間 · Benefit All Humanity

Asset Portfolio Overview

Total Net Worth

Current Value $1,247,850.00

30-Day Change +$42,350 (+3.5%)

YTD Performance +$127,850 (+11.4%)

Asset Allocation

Equities 60% ($748,710)

Fixed Income 25% ($311,962)

Real Estate 10% ($124,785)

Cash 5% ($62,393)

Top Holdings

1. AAPL $124,785

2. MSFT $99,828

3. GOOGL $87,350

4. SPY ETF $74,871

📊 Interactive Asset Allocation Chart Would Appear Here
(Pie chart showing distribution across asset classes)

Add New Asset

Financial Planning Tools

Retirement Planning

Current Age 35

Target Retirement Age 65

Years to Retirement 30

Retirement Goal $3,000,000

Monthly Savings Needed $2,847

Portfolio Optimization

Risk Tolerance Moderate

Expected Return 8.5% annually

Portfolio Volatility 12.3%

Sharpe Ratio 0.92

Rebalancing Alert

Target Equity 60%

Current Equity 60%

Drift 0% ✓

Action Needed None

📈 Retirement Projection Chart Would Appear Here
(Line chart showing projected wealth accumulation over time)

Create Financial Goal

Tax Optimization Dashboard

2025 Tax Summary

Total Income $180,000

Capital Gains (Short) $12,500

Capital Gains (Long) $28,750

Estimated Tax Liability $48,250

Tax-Loss Harvesting

Unrealized Losses $8,420

Harvesting Opportunities 3 positions

Potential Tax Savings $2,947

Wash Sale Risk Low

Tax-Efficient Accounts

Traditional IRA $145,000

Roth IRA $87,500

401(k) $312,400

Taxable Accounts $702,950

Tax-Loss Harvesting Opportunities

Symbol	Cost Basis	Current Value	Unrealized Loss
TSLA	$15,420	$12,180	-$3,240
NFLX	$8,750	$6,420	-$2,330
NVDA	$12,100	$9,250	-$2,850

Financial Reports & Analytics

Performance Summary

1-Month Return +3.5%

3-Month Return +7.2%

YTD Return +11.4%

1-Year Return +18.7%

Risk Metrics

Portfolio Beta 0.95

Volatility (σ) 12.3%

Max Drawdown -8.2%

Value at Risk (95%) $24,957

Income Summary

Dividend Income $8,420

Interest Income $2,150

Rental Income $18,000

Total Annual Income $28,570

📊 Portfolio Performance vs. Benchmark Chart Would Appear Here
(Line chart comparing portfolio returns to S&P 500)

Generate Custom Report

Activity Logs & Audit Trail

2025-12-27 14:32:15 UTC

✅ Portfolio rebalancing completed. Sold $5,000 of AAPL, purchased $5,000 of BND.

2025-12-27 10:15:42 UTC

📊 Monthly performance report generated. YTD return: +11.4%

2025-12-26 16:20:30 UTC

💼 Tax-loss harvesting executed. Harvested $3,240 loss on TSLA position.

2025-12-26 09:45:18 UTC

💰 Dividend received: $245.00 from AAPL (0.24 per share × 1,020 shares)

2025-12-25 14:10:05 UTC

🔔 Rebalancing alert: Equity allocation drifted to 62.5% (target: 60%)

2025-12-24 11:30:22 UTC

📈 New asset added: 50 shares of MSFT at $415.30 per share

2025-12-23 08:15:40 UTC

🔒 Security update: Multi-factor authentication enabled for account

2025-12-22 15:42:10 UTC

📋 Annual tax report prepared. Estimated tax liability: $48,250

2025-12-21 13:25:33 UTC

💵 Contribution: $6,500 deposited to Roth IRA

2025-12-20 10:05:15 UTC

🎯 Financial goal updated: Retirement target increased to $3,000,000